What should I do if my car gets hit? Popular topics and solutions on the Internet in the past 10 days
Recently, hot topics about vehicle scratches have continued to ferment on social platforms and automotive forums. Many car owners shared their handling experiences and tips for avoiding potholes. This article will combine the hot content of the entire network in the past 10 days to provide you with structured solutions.
1. Statistics of hot topics across the entire network (last 10 days)
| topic type | Number of discussions (10,000) | Main platform |
|---|---|---|
| Slightly scratched the process | 12.8 | Weibo/Zhihu |
| 4S shop vs quick repair shop choice | 9.3 | Autohome/Understanding Car Emperor |
| New rules for car insurance claims | 15.2 | Douyin/Kuaishou |
| Do-it-yourself paint touch-up tips | 6.7 | Station B/Xiaohongshu |
2. Full process guide of processing steps
1. On-site processing stage
•Stop now: Turn on the double flashing lights and place a triangle warning sign (50 meters on urban roads, 150 meters on highways)
•Taking photos for evidence collection: Need to include panorama (reflecting the position of the two vehicles), details (close-up of damage), and road markings
•Negotiate Responsibilities: It is recommended to use the "Traffic Control 12123" APP for quick handling of small accidents, with an average daily handling volume of 32,000 cases.
2. Comparison of maintenance options
| Options | average cost | Time consuming | Suitable for the situation |
|---|---|---|---|
| 4S shop maintenance | 800-3000 yuan | 2-7 days | New/luxury cars |
| chain quick repair | 300-1500 yuan | 1-3 days | Ordinary mobility scooter |
| Do-it-yourself paint touch-up | 50-200 yuan | 2 hours | minor scratches |
3. Latest key points on insurance claims
•No on-site terms: Many places have implemented the exemption of on-site inspection for unilateral accidents under 5,000 yuan.
•Rate impact: A claim usually results in a 10-30% increase in the next year’s premium.
•Emerging services: Pacific and other insurance companies launched "video loss assessment", shortening the processing time to 30 minutes
3. Guide to avoid hot spots
According to Douyin’s #auto insurance rights protection topic data (120 million views in the past 10 days), the main complaints are concentrated on:
| Question type | Proportion | solution |
|---|---|---|
| Repair price difference dispute | 42% | Sign a written compensation agreement |
| Sub-factory parts pretending to be original factory parts | 33% | Require part QR code traceability |
| Insufficient loss amount | 25% | Request a third-party assessment |
4. Expert advice
The big V in the automotive field "Old Driver Talks about Cars" emphasized in the latest live broadcast:Minor scratches do not require excessive repairs, data shows that 60% of small scratches will be scratched again later. Suggestions:
1. Scratch depth test: scratch it with your fingernail. If there is no scratch, it can be solved by polishing (cost < 100 yuan)
2. Accumulation treatment: 3 minor injuries or less can be accumulated and covered by insurance at once
5. Technology Development Trends
Baidu Apollo’s latest AI loss assessment system has sparked heated discussions. Test data shows:
| indicator | traditional way | AI loss assessment |
|---|---|---|
| Loss assessment accuracy | 82% | 94% |
| Processing time | 48 hours | 15 minutes |
This article summarizes the latest hot spots and practical solutions on the Internet, and it is recommended that car owners collect them for later use. rememberCalm handling + complete evidence collectionThis is the core principle for dealing with scratches. In the event of complex situations, always contact professional legal or insurance advisors.
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